What Size Hail Will Damage Your Roof? (How to Spot it From the Ground.)
Hail isn’t exactly something you love seeing on the radar when a storm is moving into your area. Your first thought probably goes to your car and finding a way to cover it. Unfortunately, your roof can’t be covered, hidden, or moved to avoid hail. Luckily, hail won’t always cause damage to your roof.
But if the hail is big enough, it will cause damage and possibly compromise the integrity of your shingles, roof vents and roof flashing. Saying “big enough” won’t help you decide if your roof has possible hail damage. So, what size hail will damage a roof?
For over 25 years, the team at Maranatha Roofing Professionals LLC has helped homeowners understand everything insurance related, including hail damage. Now we want to use this expertise to do the same for you.
To start, we’ll dive right into the size of hail that causes roof damage. After that, we’ll help you spot possible hail damage without actually getting on your roof.
Maranatha Roofing Professionals LLC will give you the first step you need to take to start the insurance claim process to replace the hail damaged roof.
What size hail will damage your roof?
A lot of little hail can impact your roof and shorten its lifespan overtime, especially if it’s exposed to hail often. But for hail to damage your roof and lead to a replacement after a storm, it needs to be a pretty good size.
Hail around 1 inch in diameter or bigger will damage your roof and warrant an insurance claim. When hail is this size, it will actually cause dents/dings and compromise the integrity of asphalt shingles.
These dents are pretty noticeable if you know what to look for, and an experienced roofing contractor shouldn’t miss them. But if you can’t see large dents in the shingles, it doesn’t necessarily mean your roof won’t have hail damage.
While a roofing contractor can spot hail damage on your roof, I don’t recommend getting up there to look for yourself. There’s no reason to risk your safety to check for damage mentioned above if you don’t have experience walking on roofs.
Luckily, there are ways to look for collateral hail damage while walking around on your property. Below is a list of things to check for visible hail damage from the safety of the ground.
- Downspouts (About 5 feet, so it can’t be blamed on a lawnmower)
- Dings or strikes to your garage door
- Holes in your window screens
- Dings to any painted wood or shutters
- Splatter marks or dings to your electric meter, AC unit or grill
- Dings to your mailbox and other soft metals on your property
- Dents on the top of your car and the cars hood
What’s the first thing you should do when you think your roof has hail damage?
If your roof has any sign of extensive hail damage, there’s a good chance you will have a homeowners insurance claim.
It’s important to find a roofing contractor who regularly works with insurance companies and has experience with dealing with insurance claims. After calling a local roofing contractor, they’ll set up a time to come out for an inspection. During the inspection, they will take pictures of any suspected hail damage to submit to the insurance company.
If the pictures show signs of hail damage, it’s time to file an insurance claim. With the help of your roofing contractor, you should call your insurance company. Let them know that you are already working with an experienced roofing contractor and would like to file a claim for wind and hail damage. After talking to your insurance company, they’ll give you the next steps.
The insurance company will send out an adjuster to do an inspection to confirm. If the adjuster agrees after their inspection, then your claim will be approved.
When the insurance company sends out an adjuster, they’ll perform an inspection to approve your claim or tell you they didn’t find signs of roof damage. Make sure your roofing contractor is there to help advocate for you. If your claim is approved, it will be time to hire Maranatha Roofing Professionals LLC to install your new roof and repair the other damage in the scope of work from your insurance. We are very experienced in handling insurance claims and we will do everything for you.
If your claim isn’t approved, not all hope is lost. You can ask the insurance company to send out a second insurance adjuster to come out just to be sure. If the second adjuster says no, but you’re still sure your roof has hail damage, you can have an engineer come out for an inspection. They’ll offer proof (if there is any) of hail damage to your insurance company and that there’s enough to warrant a replacement.
However, your Insurance company has all the power to approve and to reject your hail damage claim even after going through all the steps. It might be time to hire a licensed PA or an attorney to help you in this matter.
The insurance claim process to replace your hail damage roof
Now you know what size hail will damage your roof, how to spot it from the ground and what to do when you first notice hail damage. If you think your roof has been damaged, you’re ready to reach out to your insurance company with the help of Maranatha Roofing Professionals LLC. Just be aware, the insurance claim process is long and oftentimes a confusing process.
With over 25 years of combined experience, Maranatha Roofing Professionals LLC have provided insurance claim guidance to homeowners in Texas. We work with your insurance company to ensure that you get a new roof that will last decades to come. We will also provide a reinspection after future storms at no extra cost.
Thank you,
Thomas and Summer Blackford
Cell:(940)279-6391 Office:(940)279-6392
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